Looking to buy your very first home? LDNfinance’s friendly and experienced mortgage advisers can search the mortgage market for mainstream and specialist first-time buyer mortgage products that offer the most appropriate fit for your financial circumstances.
At LDNfinance, our expert property finance professionals don’t just help experienced homeowners with their residential mortgage needs. We also offer our specialist advice and expertise to first-time buyers looking to get on the first rung of the UK’s property ladder. First time buyers have to overcome several hurdles to become homeowners. Today, it’s just as difficult to get accepted by a lender as it is to find the most appropriate mortgage product at competitive rates. That’s where we come in.
Many first-time buyers suffer from information overload. There’s so much to take in; whether it’s understanding the concept of loan-to-value (LTV), mortgage product fees or the types of mortgages available. Our first-time buyer mortgage advisers take the time to sit down and listen to your unique requirements based on your income and deposit. This enables us to secure a mortgage product that befits your situation.
What are your first-time buyer mortgage options?
Your LDNfinance first-time buyer mortgage adviser will keep things as straightforward as possible, explaining your mortgage options in jargon-free terms that you can understand. Whether it’s a standard mortgage, shared ownership, shared equity or a government-funded scheme such as Help to Buy, our advisers understand the lending landscape for first-time buyers across the UK.
Are you self-employed or a freelance contractor? You might be of the assumption that getting accepted for a first-time buyer mortgage is nigh-on impossible in this day and age if you are self-employed. That couldn’t be further from the truth. At LDNfinance, we deal with a broad spectrum of self-employed and freelance clients and understand the complexity in underwriting mortgages for first-time buyers with flexible incomes. Our network of lenders includes those with broader, more flexible lending capabilities to help you get on the ladder.
Let’s discuss your personal and financial situation to find a first-time buyer mortgage that makes homeowning a reality.